The Real Scrooge – Debt Collection Lawsuits Increase Over the Holidays

This is going to be a quick post as I’m snowed in with a sick child and I’ve got a nasty bronchial cough going on myself.  Ho…ho…ho!  We’re hoping to be able to make it out of driveway by Christmas but we’ll see.  Thank God we already have presents for my daughter tucked away! 

Anyways, as some of you might know I sell an E-Document Package at http://www.howtoansweracreditcarddebtlawsuit.com that helps consumers fight credit card debt lawsuits (Pro SE) on their own, represent themselves and get debt collection attorney/agencies off their backs.  I honestly thought that sales of my package would be pretty dead over the holidays and that I could go on “semi-vacation” as the stream of questions I routinely get through my comment box would die down.

Boy, was I wrong!

I am saddened and disheartened to see the traffic on my websites, this blog and my comment questions have risen three-fold since Thanksgiving!  I have actually sold more E-Document Packages in December than any other month.

Obviously, debt collectors do not have any sense of decency. 

Can you imagine getting served a summons on December 22nd? 

Here people are thinking that it’s a Christmas package at the door and instead it is a process server.  It’s honestly enough to make you cry.  No one should be served a summons for a debt lawsuit during the week of Christmas, it’s just wrong.  However, I’ve spoken with many, many people this week whom have experienced just that.

My guess is that this rush of lawsuits has something to do with year-end financials and they want to get these lawsuits on the books or off the books by year-end.  Frankly, I don’t know what to do or what to say, but this brand of debt collection has got to be stopped. 

My New Year’s Resoultion is going to be to devote as much time as possible to finding new ways to stop these collectors, AND probably more importantly lobbying Attorney General’s and consumer advocacy groups to bring about some sort of legislation to enable restrictions on these lawsuits.  These companies cannot continue to make obscene profits off of “zombie debt”, ruin good, hard-working people’s credit and use our court system as a collection tool.  It has got to stop.

Stay tuned.  I’m working on launching a new website where consumers can post their stories about these vultures and the ever-reaching and lasting effects these lawsuits are having on Americans.  We can use it as an online petition of sorts.

I wish you and yours a blessed holiday season and if you have been served this week, please do not despair and try not to let it interfere with your holiday enjoyment.  These lawsuits can be fought.  You can find more details about my document package at http://www.howtoansweracreditcarddebtlawsuit.com or http://www.ihavebeenserved.info. 

You will also find great advice, some free document samples, support and encouragement at http://www.creditboards.com/forums and http://www.askmehelpdesk.com.

Best Regards,

Jay Johnson